The Indian Railways has introduced scheme for opting passenger Insurance Scheme launched by IRCTC on 01/09/2016 while booking your e-tickets for rail travel.
In case you have not opted for passenger Insurance Scheme while booking your e-ticket, you can use it next time when you book your next e-ticket.
To opt for passenger Insurance Scheme, while filling your passenger journey details, you are asked to opt for Passenger Insurance. If your response is yes, then passenger Insurance is provided to all passengers being booked on the ticket @ Rs.0.92 per passenger. You will receive an SMS and mail for Passenger Insurance directly from the Insurance providing companies. For details Insurance Term & Condition Click Below: